"xe" Where in the homepage is the default settings are stored?
Is stored in the path below.
\files\config\db.config.php

<?php if(!defined("__ZBXE__")) exit();
$db_info->db_type = 'mysql';
$db_info->db_port = '3306';
$db_info->db_hostname = 'localhost';
$db_info->db_userid = '******';
$db_info->db_password = '******';
$db_info->db_database = '******';
$db_info->db_table_prefix = 'xe';
$db_info->time_zone = '+0900';
$db_info->use_rewrite = 'N';
$db_info->default_url = 'http://www.bek.me';
$db_info->lang_type = 'ko';
$db_info->use_optimizer = 'Y';
$db_info->qmail_compatibility = 'Y';
$db_info->use_ssl = 'none';
?>

Most of the items set "Y" or "N" is.
However, ssl setting a different portion.
Disabled 'none'
Optionally 'optional'
Always used 'always'